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	<title>RyanHogan.com &#187; Rants &#8216;N Ramblings</title>
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		<title>What is a &#8220;HYIP&#8221; and Why You Should Avoid Them</title>
		<link>http://www.ryanhogan.com/what-is-a-hyip-and-why-you-should-avoid-them/</link>
		<comments>http://www.ryanhogan.com/what-is-a-hyip-and-why-you-should-avoid-them/#comments</comments>
		<pubDate>Fri, 20 Jun 2008 00:34:44 +0000</pubDate>
		<dc:creator>Ryan Hogan</dc:creator>
				<category><![CDATA[Rants 'N Ramblings]]></category>

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		<description><![CDATA[Ok, Talk to me.. The term &#8220;HYIP&#8221;, in case you haven&#8217;t heard of it before, stands for: &#8220;High Yield Investment Program&#8221; Not so long ago, these &#8220;investment&#8221; programs seemed to be very popular and with them came the promise of high yield returns on the money invested by the HYIP members. Wikipedia defines a HYIP [...]]]></description>
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<p><strong>Ok, Talk to me..</strong><br />
The term &#8220;HYIP&#8221;, in case you haven&#8217;t heard of it before, stands for:<br />
&#8220;High Yield Investment Program&#8221;<br />
Not so long ago, these &#8220;investment&#8221; programs seemed to be very popular and with them came the promise of high yield returns on the money invested by the HYIP members.</p>
<p>Wikipedia defines a HYIP as the following:<br />
&#8220;A <strong>High-Yield Investment Program (HYIP)</strong> is a type of <span class="mw-redirect">scam</span>. At one time, it was used to refer to an investment program which may have offered a high <span class="mw-redirect">return on investment</span>.<br />
The term &#8220;HYIP&#8221; was abused by the operators of <span class="mw-redirect">scams</span> to camouflage their scams as legitimate investments. Due to this overuse by the operators, HYIP has become synonymous with <span class="mw-redirect">scam</span> or <a title="Ponzi scheme" href="http://en.wikipedia.org/wiki/Ponzi_scheme" target="_blank">Ponzi scheme</a>. The usage of the term has evolved to refer to a kind of Ponzi scheme that recruits &#8220;investors&#8221; through the Internet.&#8221;</p>
<p><strong>So what happened? Why should these types of programs be avoided?</strong><br />
Many HYIP programs have flat out scammed their members out of their money by not delivering<br />
any form of return and in some cases, closing shop never to be heard from again after collecting a certain amount of money from the members. LOTS of money, I might add.<br />
See the lawsuit about the HYIP &#8220;12DailyPro&#8221; here: <a href="http://www.tlennonfor12dailypro.com/" target="_blank">http://www.tlennonfor12dailypro.com/</a><br />
Many HYIP programs are also referred to as &#8220;Investment autosurfs&#8221; as well, so be mindful of these should you happen to come across one being advertised in a legitimate, manual traffic exchange.</p>
<p><strong>Why the Worry?</strong><br />
Besides the reasons given above, these programs unfortunately, seem to be making a resurgence lately.<br />
In the past, most of them closed, took the money and ran, got shut down by the government and then it seemed relatively quiet for a short period as the popularity died and many of their former members reeled from the losses.<br />
BUT again, I&#8217;m seeing a fresh crop of new ones pop up, some of them are even claiming that it will be &#8220;Just like the good old days&#8221; LOL.<br />
In one respect, they&#8217;re probably right if you get my meaning.</p>
<p>The purpose of this post isn&#8217;t necessarily to tell anyone what to do..<br />
My hope is that the info might help steer any potential future victim away from one of these types of programs.<br />
It just pisses me off that these HYIP scams are still taking advantage of people and are still<br />
reaching an audience over the net.</p>
<p>As you might already know.. ALL HYIP programs are banned from TrafficPunk.<br />
That has always been and always will be the policy there.<br />
I think my reasons are pretty clear for that <img src='http://www.ryanhogan.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>I hope you have found this information helpful enough to make an informed decision to avoid HYIP&#8217;s like the plague. If you see a HYIP program in a manual traffic exchange, report it immediately.<br />
Most owners of quality programs will gladly remove it and ban it from ever being shown again.</p>
<p>That&#8217;s all for now,</p>
<p>Have a great day!<br />
Ryan</p>
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		<title>How Important is Your Time Management?</title>
		<link>http://www.ryanhogan.com/how-important-is-your-time-management/</link>
		<comments>http://www.ryanhogan.com/how-important-is-your-time-management/#comments</comments>
		<pubDate>Tue, 10 Jun 2008 09:52:49 +0000</pubDate>
		<dc:creator>Ryan Hogan</dc:creator>
				<category><![CDATA[Rants 'N Ramblings]]></category>

		<guid isPermaLink="false">http://www.ryanhogan.com/?p=105</guid>
		<description><![CDATA[At first glance, you might be thinking, well it&#8217;s very important to me! But.. Let&#8217;s be honest with ourselves for a second.. Can you really ask the question and honestly say that you make the most effective use of your time day in and day out? If you can, then great! I&#8217;d like to get [...]]]></description>
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<p>At first glance, you might be thinking, well it&#8217;s very important to me!<br />
But.. Let&#8217;s be honest with ourselves for a second.. Can you really ask the question and honestly say that you make the most effective use of your time day in and day out?<br />
If you can, then great!<br />
I&#8217;d like to get some of your thoughts on this as I think it would be worth discussing the way it affects us as Marketers.</p>
<p>1. Do you get easily distracted?</p>
<p>2. What motivates you to stay on task?</p>
<p>3. Does it frustrate you when someone else you work with or hire has time-management problems?</p>
<p>4. Do you often make excuses keeping you from accomplishing what you originally set out to do?</p>
<p>5. Do you work based on a schedule or work just when you feel its necessary?</p>
<p>I realize some of the questions seem fairly obvious but lately, I&#8217;ve seen time management issues affecting many things and with many people which prompted me to blog about this topic.</p>
<p>For me personally, I get easily distracted so it&#8217;s really important for me to try and stay as focused as possible.<br />
Over the last few months, I have tried to improve my time management by completely changing the way I look at my business. So many different things can often pull us in many different directions.<br />
Some of the questions I&#8217;ve been asking myself lately when it comes to products and services are, do I really need this right now? Will buying this delay and take time away from what I&#8217;m currently working on?<br />
How does this fit into my current business model?<br />
The key for me of course, has been FOCUS.</p>
<p>So again, how important is your time management?</p>
<p>-Ryan</p>
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